Terms of Service

Effective Date: June 4, 2025

Welcome to Downstream Wealth. By accessing or using our website, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

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1. Acceptance of Terms

By using this site, you agree to these Terms of Use and our Privacy Policy. If you do not agree, please discontinue use of the site.

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2. Services Provided

Downstream Wealth offers financial coaching and strategy services designed to help individuals and business owners build long-term capital growth and control. All information provided on the site is for educational purposes only and does not constitute legal, tax, or investment advice.

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3. Intellectual Property

All website content—text, graphics, logos, icons, images, and software—is the intellectual property of Downstream Wealth and protected under applicable copyright and trademark laws. You may not use, copy, or distribute any materials without express written permission.

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4. User Conduct

You agree not to:
• Use the site for any unlawful or prohibited purpose;
• Attempt to gain unauthorized access to any part of the website or systems;
• Interfere with the site's operation, security features, or content;
• Reproduce or republish any material for commercial use without consent.

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5. Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites.

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6. Limitation of Liability

Downstream Wealth makes no warranties or representations about the completeness or accuracy of site content. Your use of the site is at your own risk. We are not liable for any direct or indirect damages arising from use of the website or services.

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7. Modifications

We may update these Terms of Use at any time. Continued use of the site after changes constitutes acceptance of the updated terms.

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8. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict of law principles.